# marqeta.com > AI-optimized mirror of marqeta.com containing 50 pages totalling 76,511 words of clean markdown content, structured data, and semantic HTML. Original source: https://marqeta.com. Last updated: 2026-08-19T02:12:28.264Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Marqeta | Modern Card Issuing & Payment Solutions](/content/site-root.html): Transform your business with Marqeta's modern card issuing platform. Our open API platform allows businesses to instantly issue cards and process payments. (408 words) ## Articles & Blog Posts - [Velocity Controls](/content/docs/core-api/velocity-controls/index.html): Use the velocity controls endpoint to limit how much your users can spend and the number of transactions they can make in a given window of time. (2,430 words) - [docs/llms-txt.html](/content/docs/llms-txt.html) (3,358 words) - [Card Network Certifications 2024](/content/docs/developer-guides/card-network-certifications-2024/index.html): Learn about the certifications earned by Marqeta for each of the supported card networks. (4,494 words) - [Configuring Gateway JIT Funding](/content/docs/developer-guides/configuring-gateway-jit-funding/index.html): Learn about Gateway Just-in-Time (JIT) Funding, including JIT Funding requests, responses, notifications, and funding sources. (2,444 words) - [Payments Jargon Buster - Key Terms](/content/demystifying-cards-guide/payments-key-terms/index.html): Learn the key terms in payments you need to know to launch a card program with our handy jargon buster (3,068 words) - [Program Funding Sources](/content/docs/core-api/program-funding-sources/index.html): Use the /fundingsources/program endpoint to create program funding sources that represent bank accounts from which funds are drawn for Managed Just-in-Time (JIT) Funding transactions. (1,537 words) - [Risk Management for Card Issuers: Optimize with RiskControl | Marqeta](/content/platform/riskcontrol/index.html): Optimize your card program with RiskControl's advanced risk management tools. Enhance growth, compliance, and customer experience. Get started today! (538 words) - [Program Gateway Funding Sources](/content/docs/core-api/program-gateway-funding-sources/index.html): Use the /fundingsources/programgateway endpoint to create program gateway funding sources, which represent bank accounts from which funds are drawn for Gateway Just-in-Time (JIT) Funding transactions. (872 words) - [Managing Tokenization Risk](/content/docs/developer-guides/mq-eu-managing-tokenization-risk/index.html): Describes how to manage tokenization risk for Marqeta in Europe. (2,235 words) - [About Just-in-Time Funding](/content/docs/developer-guides/about-jit-funding/index.html): Learn about Just-in-Time (JIT) Funding on the Marqeta platform, including which type of JIT Funding is right for your program and what is required to implement it. (1,998 words) - [About Cards](/content/docs/developer-guides/about-cards/index.html): Learn about payment cards and the card lifecycle on the Marqeta platform. (2,202 words) - [Careers & Opportunities | Join Our Award-Winning Team | Marqeta](/content/company/careers/index.html): Join Marqeta and empower innovation in fintech! Enjoy flexible work, top benefits, and a diverse, award-winning culture. Explore our career opportunities! (952 words) - [Custom Credit Card Issuing Platform for Brands | Marqeta](/content/platform/credit/index.html): Unlock brand loyalty with Marqeta's flexible credit card platform. Create custom consumer and commercial cards that drive revenue and engagement. Get started! (478 words) - [Modern Card Issuing News & Payment Solutions Blog | Marqeta](/content/blog/index.html): Discover the latest in modern card issuing, payment solutions and the evolution of payments. Explore new features and innovations from Marqeta. (227 words) - [About 3D Secure](/content/docs/developer-guides/about-3d-secure/index.html): Learn about the Three Domain Secure (3D Secure) security protocol on the Marqeta platform. (1,952 words) - [Cardholder and Card Management in Europe](/content/docs/developer-guides/mq-eu-cardholder-card-management/index.html): Learn about what the management of cardholders and cards in Europe entails. (986 words) - [Enterprise Payment Modernization: Hidden Growth Opportunity](/content/blog/when-legacy-infrastructure-becomes-a-liability/index.html): Discover why Fortune 500 payment infrastructure holds back innovation. Learn how modern card issuing platforms unlock competitive advantage and drive growth. (1,920 words) - [Card Products in Europe](/content/docs/developer-guides/mq-eu-card-products/index.html): Learn about Marqeta card products in Europe and their characteristics. (1,467 words) - [Senior Manager, IT Product Management | Marqeta](/content/careers/7c39b3cb-df26-4104-8e71-cf0cc07a7035/index.html): Join our team - Senior Manager, IT Product Management (1,225 words) - [Card issuing APIs: Unlocking the power of payments innovation](/content/blog/card-issuing-apis-a-guide-to-unlocking-the-power-of-payments-innovation.html): Learn how card issuing APIs can transform payments. Launch card programs fast, customize features, and scale globally with developer-first tools. (1,176 words) - [Director Marketing Analytics | Marqeta](/content/careers/c3e0c1fb-e085-4a5c-8218-f1557267a638/index.html): Join our team - Director Marketing Analytics (1,242 words) - [Payment Card Processing & Settlement Solutions | Marqeta](/content/platform/card-processing/index.html): Unlock real-time card processing with Marqeta. Ensure secure transactions, apply spend controls, and improve cash flow. Get started today! (430 words) - [Top trends and opportunities for financial services in 2025](/content/blog/top-trends-and-opportunities-for-financial-services-in-2025.html): Discover 3 trends reshaping financial services in 2025—and how embedded payments help you stay compliant, move fast, and deliver better customer experiences. (835 words) - [Payment Card Program Management Solutions | Marqeta](/content/payment-solutions/program-management/index.html): Scale your card programs with Marqeta's expert management. Customize cards, onboard users, and ensure compliance. Get started today! (652 words) - [Introduction](/content/docs/core-api/introduction/index.html): Learn about using Marqeta's Core API to launch and manage your company's payment card program. (625 words) - [Dynamic Spend Controls & Real-Time Payment Authorization | Marqeta](/content/blog/rule-the-spend-from-start-to-end-real-time-customization-and-protection.html): Enable real-time payment control with dynamic spend rules and JIT funding for fraud prevention and smarter expense management. (1,299 words) - [Powered by Marqeta Europe and the Card-Issuing Ecosystem](/content/docs/developer-guides/mq-eu-ecosystem/index.html): An introduction to the card-issuing ecosystem in Europe. (1,135 words) - [Marqeta Developer Portal | Sandbox & APIs | Marqeta](/content/developer-overview/index.html): Instantly create and test virtual cards with Marqeta’s sandbox. Customize, simulate, and integrate with powerful APIs. Start building your card program today! (242 words) - [How Payments Infrastructure Is Becoming a Strategic Asset | Marqeta](/content/blog/how-payments-infrastructure-is-becoming-a-strategic-asset.html): Marqeta CEO Mike Milotich discusses the evolution of payments infrastructure, from agentic commerce and AI-powered transactions to BNPL as a cash flow tool. (975 words) - [Costs of a card program: Interchange and more](/content/demystifying-cards-guide/costs-of-card-program/index.html): Learn about the key costs in building and running a card program including card productions, interchange, fraud monitoring, processor, technology and more. (814 words) - [What Money20/20 confirmed about stablecoins | Marqeta](/content/blog/stablecoins-are-moving-from-debate-to-build/index.html): What Money20/20 Europe revealed about stablecoins: the use cases gaining traction, infrastructure taking shape, and what it means for card issuers. (610 words) - [Virtual Card Issuing Platform | Marqeta](/content/platform/virtual-cards/index.html): Instantly create and issue virtual cards with Marqeta. Minimize fraud, cut costs, and create real-time, customized payments. (269 words) - [Digital Wallets and Tokenization](/content/docs/developer-guides/digital-wallets-and-tokenization/index.html): Learn about how the Marqeta platform supports digital wallets and card tokenization, and why you might want them for your program. (712 words) - [How to decide if you should manage your own card program](/content/blog/how-to-decide-if-you-should-manage-your-own-card-program.html): Deciding between managing your own card program or partnering with a program manager? Discover the pros, cons, and key considerations with Marqeta. (1,228 words) - [Address Verification Service](/content/docs/developer-guides/mq-eu-avs/index.html): Describes the features of the address verification service (AVS) for Marqeta in Europe. (625 words) - [Has card issuing enabled a new mode of embedded finance?](/content/blog/card-issuing-embedded-finance/index.html) (544 words) - [One card, more payment options | Marqeta Webinar](/content/resources/one-card-every-payment-flexible-credentials-explained.html): Learn how Flexible Credentials let a single card switch between debit, credit, BNPL, and prepaid in real time. Watch on-demand now! (418 words) - [Modern Card Issuing: What It Is & How It Works | Marqeta](/content/payment-solutions/modern-card-issuing/index.html): Discover how modern card issuing solutions can transform your business with customizable APIs, instant issuing, and dynamic spend controls. Get started today! (316 words) - [Technical Program Manager - EU / UK | Marqeta](/content/careers/e5981bb7-35cc-4751-b357-6d8821d1a7e7/index.html): Join our team - Technical Program Manager - EU / UK (702 words) - [Why Your Company Needs a Card Program Manager for Success | Marqeta](/content/blog/why-your-company-needs-a-program-manager/index.html): Unlock success in launching card programs with a dedicated card program manager. Enhance strategy, manage risks, and streamline operations. Learn more today! (949 words) - [Checkout Now - Marketplaces Ebook](/content/asset/marketplaces-ebook/index.html): Download Checkout Now - Our ebook on marketplaces and ecommerce payment technologies enabling a better checkout experience. (693 words) - [Marqeta announces new Generative AI investments](/content/blog/marqeta-generative-ai/index.html): Marqeta announces its first steps in enabling Generative AI on its platform, including Marqeta Docs AI, an external-facing question and answer bot. (263 words) - [Uber, Marqeta, Mastercard, and Branch launch Uber Pro Card](/content/blog/uber-pro-card/index.html) (331 words) - [Digital Wallets Management](/content/docs/core-api/digital-wallets-management/index.html): Use the digital wallet management endpoints to provision digital wallet tokens and manage their lifecycle. (19,555 words) - [Marqeta and AffiniPay unveil new SMB credit card](/content/blog/marqeta-and-affinipay-unveil-new-smb-credit-card/index.html): Marqeta announces new SMB credit card customer Affinipay, delivering a flexible and customized credit offering. (295 words) - [Realtime Payment & Card Issuing Platform | Marqeta](/content/platform/overview/index.html): Discover Marqeta's open API and real-time payment platform. Customize and issue cards, process transactions, and gain rich data insights. (306 words) - [Credit Products](/content/docs/core-api/credit-products/index.html): Use Credit Products to customize various configurations that determine the behaviors and attributes of its associated credit accounts. (3,934 words) - [Just-in-Time (JIT) Funding: Real-Time Payment Control | Marqeta](/content/platform/jit-funding/index.html): Control transactions in real time with Marqeta's Just-in-Time Funding. Improve cash flow and reduce fraud risk. Request a demo today! (171 words) - [Home](/content/docs/developer-guides/index.html): Learn how to build and manage your card program using Marqeta's guides and API reference documentation. (374 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/robots.txt): Crawler directives - [AgentSite Network](https://agentsite.network/network.html): Public index of AgentSites and their machine-readable resources