# Virtual card platform

## Create & issue flexible virtual cards

Create real-time and customized payments. Manage your spending and stay secure with powerful controls.

[Get started](/content/platform/virtual-cards#12B1Vz0FlAw5WurbSLN0jX/index.html)

## Key benefits of our virtual card issuing program

### Reimagine payment solutions

Issue virtual cards and create customizable payments in a matter of seconds

### Minimize fraud

Enable [transaction-specific controls](/content/platform/dynamic-spend-controls/index.html) that prevent attempts to misuse the card

### Eliminate costs

Gain operational efficiencies with a more cost-effective card payment solution

## What are virtual cards?

A virtual credit card, or virtual card, functions like a physical card with a uniquely generated 16-digit number tied to a customer’s account. Since virtual cards can be issued and used instantly, they’re often the preferred payment method. Marqeta supports virtual credit cards with [Just-in-Time (JIT) Funding](/content/platform/jit-funding/index.html) to optimize cash flow and improve control and tracking of card-level spending.

## Explore the power of virtual cards

Instant issuanceMultiple cardsSingle or multi-use

### Instant issuance of virtual cards

Our business model is on-demand, giving you flexibility in how you issue virtual cards. Whether you’re offering an installment loan to a borrower at the point of sale or onboarding a gig worker—our instant virtual cards can be used wherever Visa and Mastercard are accepted.

##### “We are always looking for ways to make Google Pay more helpful to our users. By working with Marqeta, we are able to give our users another way to spend the funds in their Google Pay balance, making it even easier to pay for everyday items.”  
**Govind Kaushal,**  
Head of Product, Google Pay

[Read case study](/content/resources/google-pay/index.html)

## Launch your next payment innovation

Let's talk about your use case and how we can help.

[Contact us](/content/contact-us/index.html)