Risk Management for Card Issuers: Optimize with RiskControl | Marqeta
Introducing RiskControl
Robust risk protection, powered by your issuer
Stay ahead of fraud & protect your bottom line with unified risk management
Grow your card program with confidence
Unlock the value of a global issuing network
Over 15 years of proprietary issuing data empowers your program to reduce fraud and guide decisions to protect cardholders.
One trusted partner to protect your cardholder
Simplify launch and scale with issuer-run risk that is simple to integrate, provides full data visibility, and helps mitigate operational complexity.
Support that keeps you a step ahead
Our experienced team and proven processes help you to scale operations and stay in front of evolving fraud threats.
RiskControl is designed to manage risk and compliance across the entire cardholder lifecycle
Know Your Customer (KYC)
Verify identities and help protect your card program from the start
Confidently onboard consumers and businesses at scale by swiftly verifying identities and reducing friction for legitimate customers, while helping to block fraudsters.
Improve detection rates, remove complexity for risk operations teams, and meet compliance needs all within a streamlined experience.
Real-Time Decisioning
Fine-tuned controls for each transaction. Purpose-built for card issuers.
Develop, test and execute highly customization rules from hundreds of data attributes, including an AI-powered Risk Score, on every transaction.
Improve the cardholder experience by blocking transactions that may be fraudulent, while minimizing false positives.
3D Secure (3DS)
Authenticate cardholders and authorize transactions on a unified platform.
Build tailored authentication experiences that mitigate card-not-present fraud while minimizing unnecessary friction or cardholder dropoff.
Retain control over the cardholder experience by leveraging your own business logic and data, and setting your own dynamic rules.
Disputes
Resolve disputes and chargebacks with efficient, streamlined workflows.
Speed-up resolution time and improve your cardholder experience by creating and submitting disputes to the card networks through APIs.
Increase transparency through the disputes lifecycle with a streamlined process for risk operations teams to review and manage active disputes.
Testimonials
“Our customers expect a seamless checkout experience with our mobile app and we knew we needed to find a solution that would help us reduce fraud, while also providing us full control over the cardholder experience. We were able to easily design the authentication process without adding unnecessary friction to the customer experience.”
Michael Smida, CEO at Twisto
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
Video
Credit orchestration in practice
Report
2026 State of Credit
Case study
How Moss Stopped Fraud in Real Time with Marqeta
Learn how Moss used Marqeta's Real-Time Decisioning, 3DS, and AI-powered disputes to prevent ~€100k ...
eBook
The infrastructure behind the next wave of financial services innovation
From digital banking to creator payouts, explore how programmable card infrastructure powers the next...
Video
One Card. More Payment Options. Flexible Credentials Explained
Learn how Flexible Credentials let a single card switch between debit, credit, BNPL, and prepaid in...
Case study
Klarna Card Migration Case Study
Learn how Klarna executed a zero-downtime card program migration covering multiple regions, currencies...
Launch your next payment innovation
Let's talk about your use case and how we can help.