Payment Card Processing & Settlement Solutions | Marqeta
Processing and settlement
Gain unparalleled control and transaction speed.
Authentication
Ensure a secure and frictionless consumer experience
Spend controls
Reduce fraud by limiting the amount and location of transactions
Just-in-Time (JIT) Funding
Authorize and fund each transaction in real time, free up capital, and improve cash flow
“Marqeta’s expertise in financial services and relationships across the payments ecosystem has enabled us to implement a highly successful card program. Their integrations with the issuing banks and card networks have been instrumental in helping us establish our program, and Marqeta’s attention to fraud, risk, and compliance has matched our high standards as we scale. These capabilities have allowed us to accelerate our time to market and better serve the needs of Square sellers”
Christina Riechers, General Manager of Business Banking
Ensure secure authentication
Marqeta ensures card authentication via PIN or signature verification for scenarios where the card is present. For scenarios where the card is not present, Marqeta provides address verification, card verification value (CVV), or 3D Secure (3DS) to authenticate the user.
Customize your card experience
Fund cards in real time
Ensure accurate clearing of transactions
Get real-time notifications
Accelerate reconciliations
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
Video
Credit orchestration in practice
[Credit orchestration in practice](/content/resources/credit-orchestration-in-practice "Credit orchestration in practice"/index.html)
Report
2026 State of Credit
[2026 State of Credit](/content/asset/state-of-credit-2026 "2026 State of Credit"/index.html)
Case study
How Moss Stopped Fraud in Real Time with Marqeta
Learn how Moss used Marqeta's Real-Time Decisioning, 3DS, and AI-powered disputes to prevent ~€100k ...
[How Moss Stopped Fraud in Real Time with Marqeta](/content/asset/how-moss-stopped-fraud-in-real-time-with-marqeta "How Moss Stopped Fraud in Real Time with Marqeta"/index.html)
eBook
The infrastructure behind the next wave of financial services innovation
From digital banking to creator payouts, explore how programmable card infrastructure powers the nex...
[The infrastructure behind the next wave of financial services innovation](/content/asset/the-infrastructure-behind-the-next-wave-of-financial-services-innovation "The infrastructure behind the next wave of financial services innovation"/index.html)
Video
One Card. More Payment Options. Flexible Credentials Explained
Learn how Flexible Credentials let a single card switch between debit, credit, BNPL, and prepaid in ...
[One Card. More Payment Options. Flexible Credentials Explained](/content/resources/one-card-every-payment-flexible-credentials-explained "One Card. More Payment Options. Flexible Credentials Explained"/index.html)
Case study
Klarna Card Migration Case Study
Learn how Klarna executed a zero-downtime card program migration covering multiple regions, currenci...
[Klarna Card Migration Case Study](/content/asset/klarna-migration-case-study "Klarna Card Migration Case Study"/index.html)
Launch your next payment innovation
Let's talk about your use case and how we can help.