About Address Verification: Learn about the Address Verification System (AVS) and how it helps approve or decline transactions on the Marqeta platform.
About Account Name Inquiry: Learn about the Account Name Inquiry (ANI) feature and how it helps approve or decline transactions on the Marqeta platform.
About Personal Identification Numbers: PINs help prevent unauthorized access to your cardholders' accounts and information. The Marqeta platform enables you to support and manage your cardholders' online or offline PIN.
Revealing PIN Numbers: Use Marqeta's PIN Reveal feature to display a cardholder's forgotten PIN to them via your mobile application.
Managing Physical Cards: Learn best practices for issuing physical cards individually or in bulk, as well as how the card ordering process works for each fulfillment provider.
Credit Overview: Learn how to customize your credit program using our guides on credit concepts and reference documentation for credit-related APIs on Marqeta's credit platform, which functions as the system of record.
Summary of Credit Resources: Use this page to gain a heightened understanding of how credit-related components on the Marqeta platform are interrelated and maximize your use of its features.
Credit Programs in the Marqeta Dashboard: Use Credit Programs in the Marqeta Dashboard to view and manage the policies, bundles, and templates in your credit program.
About Credit Products: Learn about credit products, which store a collection of characteristics that determine the behaviors and attributes of its associated credit accounts.
About Credit Accounts: Learn about credit accounts, which center around a single line of credit and derive some of their characteristics from an associated bundle.
About Credit Program Gateways: Learn about how you can use Credit Program Gateways to exchange messages with Marqeta's credit platform and approve or decline certain transactions.
About Credit Account Journal Entries: Learn about credit account journal entries, which include purchases, fees, rewards, interest, payments, adjustments, and more.
About Credit Account Ledger Entries: Learn about credit account ledger entries, which include purchases, fees, rewards, interest, payments, adjustments, and more.
About Credit Account Disputes: Learn about how the credit account dispute process works, including provisional credits.
About Credit Account Payments: Learn about how Marqeta's credit platform enables both ACH and non-ACH payments to be made on a credit account.
About Credit Account Statements: Learn about how Marqeta's credit platform enables the creation of account statements by storing the statement data in the credit system of record for retrieval.
About Reward Accounts: Learn about how you can use reward accounts to track reward accruals and manage reward redemptions on a credit account.
Digital Wallets Overview: Your program can use digital wallets to provide cardholders with a secure and convenient way to store and use their payment cards without needing to carry physical cards.
Digital Wallets and Tokenization: Learn about how the Marqeta platform supports digital wallets and card tokenization, and why you might want them for your program.
Provisioning Digital Wallet Tokens: Discover the ways you can use the Marqeta platform to provision digital wallet tokens, including manual entry, card-on-file provisioning, in-app provisioning, and web push provisioning.
Self-Service Credentials: Use the self-service credential API to create, retrieve, and delete admin access tokens.
User Transitions: Use this endpoint to manage and view state transitions for your cardholders.
Businesses: Use the businesses endpoint to create and manage your business account holder resources.
Business Transitions: Use the business transitions endpoints to change, list, and retrieve the states of your business resources.
KYC Verification: Use the KYC endpoint to perform Know Your Customer (KYC) verification tasks for your individual and business account holders.
Balances: Use the balances endpoint to retrieve general purpose account balance details for users and businesses.
Program Reserve: Use the Program Reserve API to credit or debit your program reserve account, and to return program reserve balances and transactions.
Addresses: Users, businesses, and payment card funding sources in the Marqeta platform are associated with an address for billing purposes. List and manage these addresses here.
Account Holder Groups: Use account holder groups to configure settings for multiple account holders simultaneously.
Accepted Countries: Use the accepted countries endpoint to manage the countries where you authorize your cardholders to transact.
Webhooks: Use webhooks to send notifications about API events as they occur.
Event Types: Learn about the different types of event notifications that webhooks can capture.
Validating Connectivity: Learn about the endpoint used to ping the Marqeta platform from your production environment.
Simulating Transactions: The Marqeta platform provides a set of endpoints that allow you to simulate various types of transactions in a secure sandbox environment without communicating with a card network.
PINs: Use the PINs API to create, update, or reveal a personal identification number (PIN) for a card.
Card Products: Use the card products endpoint to create and manage resources that define the behavior and functionality of your physical and virtual cards.
Bulk Card Orders: Use the bulk issuances endpoint to order physical payment cards in bulk for your cardholders.
Post Application: Submits a new financial-service account application to Marqeta
Get Applications: Retrieves a user's existing financial-service account applications
Digital Wallets Management: Use the digital wallet management endpoints to provision digital wallet tokens and manage their lifecycle.
Tokenization-as-a-Service: Marqeta offers tokenization as a service, allowing you to use Marqeta's tokenization features even if Marqeta is not your issuer processor.
Applications: Use Applications create and manage credit account applications and retrieve disclosures that you can show to an applicant during the application process.
Policies: Use Policies to customize the configurations of policies for documents (such as disclosures), credit products, fees, APRs, and rewards.
Bundles: Use these APIs to create and manage bundles, including choosing their specific policies.
Credit Products: Use Credit Products to customize various configurations that determine the behaviors and attributes of its associated credit accounts.
Credit Accounts: Use Credit Accounts to create and manage accounts on Marqeta's credit platform.
Account Transitions: Use Account Transitions to transition the status of a credit account to a new status.
Credit Substatuses: Use the substatus endpoints to apply or remove a substatus for a credit account or user.
Account Cards: Use Account Cards to create and retrieve a card that can access the credit line on a credit account.
Journal Entries: Use Journal Entries to list and retrieve journal entries on a credit account, such as purchases, interest, fees, rewards, payments, adjustments, and more.
Ledger Entries: Use Ledger Entries to list and retrieve ledger entries on a credit account, such as purchases, interest, fees, rewards, payments, adjustments, and more.
Account Rewards: Use Account Rewards to create a one-time, nonrecurring reward on a credit account.
Statements: To Statements to retrieve the account statements generated for a credit account at the end of a billing cycle.
Payments: Use Payments to create and retrieve payments made on a credit account to pay off or pay down the account balance.
Payment Schedules: Use Payment Schedules to schedule a one-time or recurring payment on a credit account.
Payment Sources: Use Payment Sources to enable credit account holders to use an external payment source to make payments toward their account balance.
Delinquency: Use Delinquency to retrieve details on a credit account's delinquency state and delinquency state transitions.
Adjustments: Use Adjustments to adjust the amount of a journal entry or credit account balance.
Credit Account Disputes: Use Credit Disputes to create and manage disputes on a credit account.
Account Refunds: Use Account Refunds to issue a refund to a credit account with a negative balance.
Balance Refunds: Use Balance Refunds to issue a credit balance refund on a credit account.
Reward Accounts: Use the /credit/rewards/accounts/{token} endpoint to manage reward accounts and track rewards balances, accruals, and entries on a credit account.
Reward Global Configurations: Use the /credit/rewards/configurations endpoint to manage the global configurations for a reward program.
Reward Rules Management: Use the /credit/rewards/rules endpoint to manage and monitor the rules configurations for a reward program.
Reward Redemptions: Use the /credit/rewards/accounts/{token}/redemptions endpoint to the manage reward redemptions on a credit account.
Reward Conversions Management: Use the /credit/rewards/conversions endpoint to manage the reward conversion rates for reward redemptions.
Gateway JIT Funding Messages: Learn about Gateway Just-in-Time Funding messages sent by the Marqeta platform and how to respond to them appropriately.
Transaction Data for JIT Funding Decisions: Learn about the transaction data included in Gateway Just-in-Time Funding requests and what it means for your decisioning process.
Commando Mode: Use the Commando Mode endpoint to view decisioning rules used by the Marqeta platform to respond to Gateway Just-in-Time funding requests when your decisioning system fails.
Commando Mode Addendum: Use these Commando Mode endpoints to create and update the Commando Mode control sets used by the Marqeta platform to respond to Gateway Just-in-Time funding requests when your decisioning system fails.
Transactions: Transactions are electronic messages that carry information used for payment processing. Retrieve transaction data associated with specific cards and account holders.
Fees: Use the fees endpoint to assess fees from an account holder's general purpose account.
Fee Charges: Use the fee charges endpoint to moves funds from an account holder's general purpose account to your program's fee account.
Fee Refunds: Use the fee refunds endpoint to refund fees to an account holder's general purpose account.
Intra-Account Transfers: An intra-account transfer moves funds from the general purpose account (GPA) of a user or business account holder (a user or to another account for the same account holder.
Program Transfers: A program transfer moves funds from an account holder's GPA to a program funding source.
Authorization Controls: Use authorization controls to configure user spending limits and specify the merchants where users can transact.
Velocity Controls: Use the velocity controls endpoint to limit how much your users can spend and the number of transactions they can make in a given window of time.
MCC Groups: In the Marqeta platform, you can assign spend controls based on merchant categories, which specify the types of goods or services offered by a business.
Merchant Groups: Create merchant groups for use in authorization controls and card product configurations.
Account Holder Funding Sources: Use account holder funding sources to enable access to funds outside the Marqeta platform for your account holders.
Program Funding Sources: Use the /fundingsources/program endpoint to create program funding sources that represent bank accounts from which funds are drawn for Managed Just-in-Time (JIT) Funding transactions.
Program Gateway Funding Sources: Use the /fundingsources/programgateway endpoint to create program gateway funding sources, which represent bank accounts from which funds are drawn for Gateway Just-in-Time (JIT) Funding transactions.
Auto Reload: Use auto reload to automatically load a specified amount into an account whenever the account balance falls below a defined threshold due to spending.
GPA Orders: Learn how to move funds into a user's account, or into your program's fees account, using the general purpose account orders object.
Deposit Accounts v3: The Marqeta platform's deposit account feature enables you to manage the creation, maintenance, and lifecycle of a deposit account.
Deposit Accounts v4: Use the Deposit Accounts v4 API to create and manage checking, savings, wallet, and deposit accounts for users and businesses.
Cardholder Statements: Use these endpoints to create and manage cardholder statements.
External Cards: Use the externalcards endpoints to manage instant funding for external debit and prepaid cards.
Transfers: Use the transfers endpoints to create and manage fund transfers over card rails.
Funding via ACH: Use a transfer to move funds entirely within the Marqeta platform. Learn about the three types of supported transfers: fee transfers, peer transfers, and program transfers.
ACH Receiving: The Marqeta platform's ACHR feature enables third parties to credit or debit the general purpose account of a Marqeta account holder. Resources to create and maintain a digital account throughout its lifecycle are here as well.
Check Returns: The Marqeta platform's check returns feature allows users to obtain a physical refund check upon closing an account with a residual balance.
3D Secure: The 3DS API provides a decision service that accepts scoring events and evaluates whether to apply strong customer authentication (SCA) with 3DS or to exempt.
Fraud Feedback: Use the /fraud endpoint to create a fraud feedback request that informs the Real-Time Decisioning risk model about whether a transaction was fraudulent or a false positive.
Disputes (Mastercard): Use the cases endpoint to manage transaction disputes on the Mastercard network.
Disputes (Visa): Use the cases endpoint to manage transaction disputes on the Visa network.
Disputes (PULSE): Use the cases endpoint to manage transaction disputes on the PULSE network.
Dispute Reason Codes (Visa): Learn about the dispute reason codes that are applicable to the Visa card network.
UX Toolkit: See the reference documentation for the APIs that are part of the UX Toolkit experience.
Activity Balances: Use this view endpoint to retrieve activity balance data. Activities include loading and spending events.
Activity Balances Network Detail: Use this endpoint to retrieve key aggregated program data, similar to the Balance Overview report, organized by relevant network.
Activity Balances Funding Day: Use this view endpoint to retrieve funding activity balance data. Activities include both loading and spending events.
Program Funding Balances: Use this view endpoint to retrieve funding balance data about the program account.
ACH Origination: Use this view endpoint to retrieve data about ACH origination. The data is derived from usage of Marqeta's ACH Origination product on the Marqeta platform.
ACH Pending: Use this view endpoint to retrieve pending ACH data aggregated by transaction. The data is derived from the transaction-related messages sent to and from the Marqeta platform.
ACH Verification: Use this view endpoint to retrieve ACH verification data aggregated by transaction. The data is derived from the transaction-related messages sent to and from the Marqeta platform.
Direct Deposit: Use this view endpoint to retrieve data about direct deposits. The data is derived from usage of Marqeta's Direct Deposit product on the Marqeta platform.
Credit Accounts: Use this view endpoint to retrieve details for all of the credit accounts in a program.
Credit Account Adjustments: Use this view endpoint to retrieve credit account adjustments data for a program in either a detailed or monthly view. The data is derived from the balance-related activity on the Marqeta platform.
Credit Account Daily Balances: Use this view endpoint to retrieve daily balances details for all of the credit accounts in a program.
Credit Cards: Use this view endpoint to retrieve details for all the cards in credit accounts for a program. The data is derived from the balance-related activity on the Marqeta platform.
Credit Disputes: Use this view endpoint to retrieve dispute data for credit accounts in a program in either a detailed or monthly view. The data is derived from the balance-related activity on the Marqeta platform.
Credit Journal Entries: Use this view endpoint to retrieve all the journal entries for the credit accounts in a program. The data is derived from the balance-related activity on the Marqeta platform.
Credit Ledger Entries: Use this view endpoint to retrieve all the ledger entries for the credit accounts in a program. The data is derived from the balance-related activity on the Marqeta platform.
Credit Payments: Use this view endpoint to retrieve payment details for the credit accounts in a program. The data is derived from the balance-related activity on the Marqeta platform.
Credit Rewards: Use this view endpoint to retrieve rewards data for credit accounts in a program in either a detailed or monthly view. The data is derived from the balance-related activity on the Marqeta platform.
Credit Statements: Use this view endpoint to retrieve a statements summary for credit accounts.
DiVA API Card Views: Use this view endpoint to retrieve card state and history data aggregated by card. The data is derived from card information in the Marqeta platform.
Card Counts: Retrieve card count data, such as the number of cards in circulation or how many are active or suspended, at a specified aggregation level. The data is derived from the transaction-related messages sent to and from the Marqeta platform.
Users: Use this view endpoint to retrieve user data aggregated by user.
User Counts: Use this view endpoint to retrieve user count data at a specific aggregation level.
Platform Response: Use this endpoint to retrieve platform response data, including JIT gateway transactions, average duration, and average gateway duration.
Chargebacks: Retrieve chargeback status and detail data aggregated by transaction.
Release Notes: Release notes are a convenient, central location to learn about the new features, improvements, and documentation changes in each of Marqeta's products. Updated 2-4 times a month.
Release Notes: Release notes are a convenient, central location to learn about the new features, improvements, and documentation changes in each of Marqeta's products. Updated 2-4 times a month.
2024 Release Notes: Release notes are a convenient, central location to learn about the new features, improvements, and documentation changes in each of Marqeta's products. Updated 2-4 times a month.
2023 Release Notes: Release notes are a convenient, central location to learn about the new features, improvements, and documentation changes in each of Marqeta's products. Updated 2-4 times a month.
2022 Release Notes: Release notes are a convenient, central location to learn about the new features, improvements, and documentation changes in each of Marqeta's products.
2021 Release Notes: Release notes are a convenient, central location to learn about the new features, improvements, and documentation changes in each of Marqeta's products.